Third-party insurance is mandatory. Rates are based on the following factors:
Length of time the owner has held a driving licence
Owner's driving record
Power of the car
The German Motoring Association (ADAC) can provide further information about driving in Germany.
Godesberger Allee 127
Phone: 01805 10 11 12
More information on car insurance and different kinds of other useful insurances may also be obtained from Bonn's consumer advice centre (Verbraucherzentrale).