Third-party insurance is mandatory. Rates are based on the following factors:

Length of time the owner has held a driving licence
Owner's driving record
Power of the car
Amount deductible

The German Motoring Association (ADAC) can provide further information about driving in Germany.

Godesberger Allee 127
53175 Bonn
Phone: 01805 10 11 12

More information on car insurance and different kinds of other useful insurances may also be obtained from Bonn's consumer advice centre (Verbraucherzentrale).

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